Loan IQ offers loan broking and consulting services for individuals and businesses.Below are some of the services we offer for residential and business loans
Residential Loans
Business/Commercial Loans
- New purchases- Refinance- Consolidations- Investment Property Purchase
- Purchase commercial property- Refinance existing commercial borrowings- Purchase a business- Working Capital- Debtor Finance- Asset Finance
Consulting Services
- Negotiate terms and conditions- Negotiate rates- Negotiate structure of loans- Negotiate a work-out situation
WHY US
1) Experience - over 45 combined years in the industry including working at three of the major banks - Westpac, ANZ and NAB. We have written a vast amount of loans across all industries and products. We know the ins and outs of the processes associated with loans so can speed things up and know what can or cannot be done
2) Long term Relationship - unlike Relationship Managers at the banks who turn over frequently, we promise a long term relationship so we know who you are and your situation and you don't need to start from scratch or explain your business over and over again.
3) We work for you not the bank - if you go to the bank direct, they will naturally put their best interests first, whereas we will always put our client first
4) Price - our service is in most instances at no cost to clients. You should not pay more for coming with us, in fact you should obtain a competitive rate as we have access to a large panel of lenders who pay us to source business for them so they don't have to pay their own staff to do so. We also keep on top of which lenders are offering specials at particular times
5) Access - we will be contactable during and after business hours
6) Contacts - as we are dealing with multiple lenders, we know who are the best bankers and also senior management should you need matters escalated. We also work closely with your accountant, financial planners and advisors
7) Everyone else is doing it - According to research group comparator mortgage brokers were responsible for 71% of the growth in the residential mortgage market when the twelve months to the end of March 2014 are compared to the twelve months to the end of March 2015
8 ) Educated - we hold not only a Diploma in Finance and Mortgage Broking but also a Bachelor of Business in Finance and Marketing, a Diploma in Financial Planning and an MBA (Executive). This means we are well educated and qualified to deal with your most important financial decisions as well as understand your business and strategic drivers.
2) Long term Relationship - unlike Relationship Managers at the banks who turn over frequently, we promise a long term relationship so we know who you are and your situation and you don't need to start from scratch or explain your business over and over again.
3) We work for you not the bank - if you go to the bank direct, they will naturally put their best interests first, whereas we will always put our client first
4) Price - our service is in most instances at no cost to clients. You should not pay more for coming with us, in fact you should obtain a competitive rate as we have access to a large panel of lenders who pay us to source business for them so they don't have to pay their own staff to do so. We also keep on top of which lenders are offering specials at particular times
5) Access - we will be contactable during and after business hours
6) Contacts - as we are dealing with multiple lenders, we know who are the best bankers and also senior management should you need matters escalated. We also work closely with your accountant, financial planners and advisors
7) Everyone else is doing it - According to research group comparator mortgage brokers were responsible for 71% of the growth in the residential mortgage market when the twelve months to the end of March 2014 are compared to the twelve months to the end of March 2015
8 ) Educated - we hold not only a Diploma in Finance and Mortgage Broking but also a Bachelor of Business in Finance and Marketing, a Diploma in Financial Planning and an MBA (Executive). This means we are well educated and qualified to deal with your most important financial decisions as well as understand your business and strategic drivers.